No Credit Check

Rent to Own a Shed, Garage, or Storage Building

Get the extra space you need today — no credit check, same-day approval, and flexible monthly payments starting around $89. Purchase your structure anytime during the agreement.

Browse Ready-to-Go Inventory Compare All Payment Options

No credit check Same-day approval

Amish-built wooden shed available for rent-to-own in a residential backyard

How Rent-to-Own Works

Four simple steps to your new structure.

Browse & Choose

Pick from our ready-to-go inventory or custom-build your perfect structure. Sheds, garages, barns — all eligible.

Apply in 5 Minutes

No credit check needed. Fill out a simple form and get approved the same day — most approvals come back in minutes.

We Deliver

Your structure is built by Amish craftsmen and delivered to your prepared site. Most deliveries within 1–2 weeks for stock items.

Make Monthly Payments

Flexible monthly payments that fit your budget. Purchase the structure outright at any time during the agreement.

Why Rent-to-Own

A smarter way to get the space you need.

No Credit Check

Your credit score doesn’t matter. Our rent-to-own programs approve based on income verification, not credit history.

Same-Day Approval

Apply online in minutes and get approved the same day. No waiting, no uncertainty.

Payments From ~$89/mo

Budget-friendly monthly payments that make quality storage accessible. Terms from 24 to 60 months.

Flexibility Built In

If things don’t work out, the RTO agreement includes a return provision — subject to the terms of your contract with the provider.

Own It Anytime

Purchase your structure at any point during the agreement. SmartPay even offers 90 days same as cash.

Amish-Built Quality

Every structure is hand-built by Amish craftsmen with premium materials. Built to last 25+ years.

Eligible Structures

Rent-to-own any of our structures.

Sheds, garages, barns, workshops, two-story buildings — virtually everything we build is eligible for rent-to-own. Here are some of the most popular choices:

Storage Sheds

From $2,005

Mini barns, quakers, workshops — our biggest selection.

Browse

Garages

From $5,345

Single-car, two-car, and modular garages.

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Two-Story Buildings

From $10,320

Workshop below, storage or office above.

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Workshops

From $2,165

A-frame design with double-door access.

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Barns

From $2,330

Classic gambrel roof, tall sidewalls.

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Ready Stock

Delivered in 1–2 weeks

Pre-built structures on our lot — fastest option.

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Our RTO Partners

Two trusted rent-to-own programs.

SmartPay Rent-to-Own

Lower monthly payments, 90 days same as cash

No credit check required
Lower monthly payments
90 days same as cash
Option to purchase anytime
Flexible agreement terms

Apply with SmartPay

RTO National Rent-to-Own

Flexible terms, no credit check

No credit check required
Flexible rental terms
Option to purchase anytime
Quick approval (same day)
Nationwide provider

Apply with RTO National

Not sure which program is best for you? Compare all payment options side-by-side →

Frequently Asked Questions

Rent-to-own questions, answered.

Do I need good credit to rent-to-own a shed?

No. Our rent-to-own programs require no credit check at all. Approval is based on income verification, not your credit score. Bad credit, no credit — it doesn’t matter.

How much are monthly payments for a rent-to-own shed?

Monthly payments start around $89/month for smaller sheds. The exact amount depends on the structure size, features, and the term length you choose (24–60 months). We’ll give you a clear quote before you commit.

Can I rent-to-own a garage too, or just sheds?

Absolutely. Sheds, garages, barns, workshops, two-story structures — virtually all of our buildings are eligible for rent-to-own financing.

What if I can’t keep up with payments?

The rent-to-own agreement does include a return provision, but it’s not as simple as sending something back — these are large structures that require pickup coordination. Contact the RTO provider directly to discuss your options. Each provider has their own process and terms.

How long does approval take?

Most approvals come through the same day — often within minutes. You’ll know right away if you’re approved.

What areas do you deliver rent-to-own structures to?

We deliver to Pennsylvania, New Jersey, Maryland, and Delaware. Delivery rates depend on distance from our lot in Parkesburg, PA.

Is there a down payment for rent-to-own?

Rent-to-own typically requires the first month’s payment and a small security deposit upfront. No large down payment like traditional financing.

What’s the difference between rent-to-own and financing?

With rent-to-own, you don’t own the structure until you’ve paid it off. With financing, you own it from day one. Rent-to-own requires no credit check; financing typically does but offers a lower total cost. See our full comparison on the Payment Options page.

Ready to get started?

Browse our inventory of ready-to-go structures, or give us a call to talk through your options. No pressure, no commitment.

Browse Inventory (610) 857-3420